We specialise in the following...

First Home Buyers

Because your home loan will probably be your life’s biggest investment it is important that you obtain the best research and support when making this decision.

Residential Lending

With our wide range of finance options, we will help you find that loan that best suits your lifestyle. Check out the diverse range of options on our website that we can offer you.

Investment Lending

Property has been considered a popular path to wealth for Australians for many years. Buying your own home is often the first significant investment you will make.


If you have not reviewed your finance In the last few years, there is a good chance we can save you on your loan repayments. Contact us today and we will help you with your refinancing.

Meet Steve Bonfield

Steve Bonfield established Peninsula Home Loans in 2012, previously he worked for one of Australia’s largest home loan companies.

Steve has lived on the Mornington Peninsula with his wife and four children for many years and is an active member of the local community, sponsoring local sports clubs and supporting local business.

Steve loves what he does and focuses on a no sales approach, this means that relationships are at the heart of his work.

Why using a Morgage Broker makes sense

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    Will your bank tell you that there is a better deal at another lender?

  • Unlike banks, mortgage brokers have access to a range of different products and lenders and will work for YOU to find the finance arrangement that is most suitable to your current and future financial needs. A bank can only offer you what they have available. Sometimes this is not always the best solution in the market place.

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    Who has time these days to go looking for the best deal?

  • A good broker does – that’s exactly what they do best. Mortgage brokers do the research and running around for you to find you the best loan for your personal circumstances. Not only will you save time and avoid confusion, but you are more likely to get a better deal. Brokers are trained in preparing your loan for approval.

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    Who will you be dealing

  • With a mortgage broker, you also build a relationship with someone who is personally and genuinely interested in you as a lifelong client – not just a quick transaction. Not only is your current financial situation explored, but so are your future financial and lifestyle goals as well.
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  • A good mortgage broker will be able to explain in simple terms what type of loan products and features are available and more importantly why (or if) you should consider these. They should also be able to guide you on how to manage your finances more effectively and pay off debt sooner.
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    Keeping you posted!

  • A good mortgage broker will communicate with you every step of your loan process from application through to settlement. They will also take the stress away from you by liaising with your conveyancer and real estate agent to make your finance experience a stress free and seamless process.

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    Ongoing support

  • As mentioned before, a good broker will stay in touch with you even after the loan has settled and is a distant memory to you. As your personal financial needs change over the years (as they will) your finance specialist will be there for you every step of the way.

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Buying & Investing

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